Last Updated: April 2026
Welcome to Petjovial. These Terms of Service (“Terms”) govern your access and use of our website and services. By using Petjovial, you agree to be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using our services, you confirm that you:
- Are at least 13 years old (or the legal age in your jurisdiction).
- Have read, understood, and agree to comply with these Terms.
If you do not agree, please do not use our services.
2. Use of Services
You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the site. We reserve the right to restrict or terminate access to the website if these Terms are violated.
3. Intellectual Property
All content on Petjovial (including text, graphics, logos, and software) is the property of Petjovial or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written consent.
4. User Content
If you post or upload content:
- You retain ownership but grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute it.
- You represent that you have the right to share the content.
- You agree not to post illegal, offensive, or harmful material.
We reserve the right to remove content that violates these Terms.
5. Disclaimers
Our services are provided “as is” and “as available.” We make no warranties regarding:
- Accuracy, completeness, or reliability of content.
- Availability or uninterrupted access.
- Fitness for a particular purpose.
To the fullest extent allowed by law, we disclaim all warranties, express or implied.
6. Limitation of Liability
Petjovial is not liable for:
- Indirect, incidental, or consequential damages.
- Loss of data, profits, or business opportunities.
- Damages arising from unauthorized access or use.
Our total liability is limited to the amount you paid us (if any) in the past 12 months.
7. Indemnification
You agree to defend and indemnify Petjovial against any claims, damages, or expenses arising from:
- Your misuse of our services.
- Your violation of these Terms.
- Your infringement of third-party rights.
8. Modifications
We may update these Terms at any time. Changes become effective upon posting. Continued use of our services after changes means you accept the updated Terms.
9. Contact Us
For questions about these Terms, contact:
- Email: support@petjovial.com
10. Informational Use Only
The content provided on Petjovial is for informational and educational purposes only and should not be considered financial, legal, or insurance advice. Users should consult qualified professionals and review official policy documents before making decisions.
11. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.